Liberty1 Financial - Comprehensive Review

Liberty1 Financial: Comprehensive Review

Welcome to our comprehensive review of Liberty1 Financial, a Marketing Lead Generator based in Irvine, California. Liberty1 Financial specializes in providing debt consolidation loans and personal loans for various credit situations.

From a high level, Liberty1 Financial is a reputable BBB-accredited company that has consistently received high ratings and positive customer reviews. They are also an Accredited Member of The American Fair Credit Council, a testament to their commitment to fair credit practices.

At the same time, Liberty1 Financial is a DBA (Do Business As) of Clear Vision Financial, LLC. It is hard to find anything about Clear Vision Financial LLC on the Internet except its distributed corporate structure, a couple of bad Yelp reviews, and strange BBB profile for a company having a similar name.

Let’s delve deeper into the workings of Liberty1 Financial, exploring their services, customer feedback, commitment to customer service, and more. Our goal is to provide you with a well-rounded understanding of the company, helping you make an informed decision about whether their services are right for you.

Stay with us as we uncover the legitimacy of Liberty1 Financial and determine whether it’s a service you can trust for your financial needs.

Who are Liberty 1 Financial?

Liberty1 Financial is a trusted and reliable financial services company based in Irvine, California. They specialize in providing a variety of loan services to their clients, including:

The company is recognized for its commitment to providing top-rated services to individuals in various credit situations, with loan offerings ranging from $5,000 to $100,000 with an APR of 5.95% – 35.99%.

Liberty1 Financial is not just known for its wide range of services but also for its credibility and reputation in the financial industry. They are accredited by the Better Business Bureau (BBB), a notable organization that sets standards for ethical business behavior and monitors compliance.

In addition to its BBB accreditation, Liberty1 Financial is also an Accredited Member of The American Fair Credit Council, the leading association of Professional Consumer Credit. This membership further emphasizes their commitment to fair credit practices and high service standards.

Their dedication to customer service is reflected in their positive customer reviews and low complaint rates. Clients have praised the company for their polite and caring service, often making them feel like part of the family.

In conclusion, Liberty1 Financial might be a reputable and reliable lender that offers various loan services to meet the diverse needs of its clients.


Liberty1 Financial - Google Reviews

Liberty 1 Financial is headquartered in the city of Irvine, located in the sunny state of California. Specifically, their office can be found at:

This location serves as the main hub for their operations, where they provide their financial services to clients. Being based in California, one of the largest economies in the world, places Liberty 1 Financial in a strategic position within the financial industry.

It’s important to note that while there is a business named Liberty 1 Financial in Russellville, Arkansas, it appears to be a separate entity not directly related to the Liberty1 Financial company based in Irvine, California.

For more information, you can visit their official website or contact them directly at their Irvine office.

Please note that it’s always a good idea to verify the location and legitimacy of a company before engaging in any financial transactions.

Offered Services

Liberty 1 Financial is a financial services company that primarily offers personal loans. Their services are available to customers across all 50 states in the United States.

Here is a brief overview of their loan services:

  • Personal Loans: Liberty 1 Financial offers loans ranging from $5,000 to $100,000. These loans can be used for various purposes, such as debt consolidation, home improvement, or major purchases. The company tailors the loan terms to the individual needs of each customer, providing a personalized lending experience.
  • Competitive APRs: The annual percentage rates (APRs) for their loans range from 5.95% to 35.99% for first-time borrowers. The rate offered to customers is determined based on their creditworthiness and other factors.
  • Flexible Repayment Terms: Liberty 1 Financial offers flexible repayment terms, allowing customers to choose a loan term that best fits their financial situation.

Please note that the specific terms and conditions of the loans offered by Liberty 1 Financial may vary. It’s always recommended to read the loan agreement carefully and consider your repayment ability before taking out a loan.

For more detailed information about their services, you can visit their official website.

Please note that this information is based on the most recent data available and may be subject to change. Always double-check with the company for the most accurate and up-to-date information.

Secretary of State Information

Based on the Liberty1 Financial Privacy Policy, Liberty1 Financial is a DBA of Clear Vision Financial LLC.

Liberty1 Financial - Clear Vision Financial - Secretary of State CA

Also, you can check the Secretary of State Wyoming for the parent legal entity information.

Liberty1 Financial - Clear Vision Financial - Secretary of State WY

It’s important to note that companies are typically required to register with the Secretary of State in the state where they are based. This registration provides transparency about the company’s operations and its officers.

Suppose you’re considering doing business with Liberty 1 Financial. In that case, it may be worth reaching out to them directly for this information or consulting with a financial advisor to ensure you have all the necessary information to make an informed decision.

Licenses and Accreditations

Liberty 1 Financial has been recognized by the Better Business Bureau (BBB) and has been accredited since March 10, 2020. The BBB is a well-known and respected organization that sets standards for ethical business behavior and monitors compliance.

Please pay attention that by the Terms and Conditions, Liberty1 Financials disclaims liability for damages resulting from using their service.

Offer Mail Example

Here’s a mail example you may receive one day from Liberty1 Financial:

Liberty1 Financial - Mail Example - Front
Liberty1 Financial - Mail Example - Back

Remember, if something seems too good to be true, it probably is. Always do your due diligence before accepting any financial offers.

Stay tuned for more in-depth analysis in the following sections of this comprehensive review on Liberty 1 Financial.

Official Website

The official website of Liberty1 Financial is The website provides comprehensive information about the financial services offered by the company. It is user-friendly and easy to navigate, allowing potential clients to explore the various loan options available to both individuals and businesses.

Liberty1 Financial - Official website

Please note that while the website provides a wealth of information, it is always important to conduct your own research and consult with a financial advisor before making any financial decisions.

LinkedIn Profile

Here’s an official LinkedIn profile for Liberty 1 Financial.

Liberty1 Financial - LinkedIn profile

The profile has 2 followers and states 11-50 employees work there.

Commitment to Customer Service and Success

Despite the lack of specific information about Liberty 1 Financial’s customer service policies or initiatives, their commitment to customer service and success is evident in their high customer satisfaction rates and their accreditation by the Better Business Bureau (BBB).

According to customer reviews, Liberty 1 Financial provides fast and efficient service, a key indicator of its commitment to customer success. Their high rating and positive reviews suggest that they prioritize customer satisfaction and work hard to meet their customers’ needs.

Furthermore, Liberty 1 Financial’s accreditation by the BBB is a testament to its commitment to customer service. The BBB is a non-profit organization that sets standards for ethical business behavior and monitors compliance. Businesses that earn BBB accreditation must adhere to the BBB’s high standards of honesty and transparency, which includes providing responsive customer service.

In conclusion, while specific details about Liberty 1 Financial’s customer service policies and initiatives are not readily available, their high customer satisfaction rates, positive reviews, and BBB accreditation suggest a strong commitment to customer service and success.

Better Business Bureau (BBB) Rating

Liberty 1 Financial has been A+ accredited by the Better Business Bureau (BBB) since March 10, 2020. This accreditation is a testament to the company’s commitment to meet certain standards of business practice and customer service. However, it’s important to note that BBB accreditation does not necessarily mean that the company’s products or services have been evaluated or endorsed by BBB.

Liberty1 Financial - BBB review

Regarding customer feedback, Liberty 1 Financial has an impressive overall customer rating of 4.94 out of 5 stars based on 64 reviews on the BBB website. This high rating indicates a generally positive response from customers interacting with the company.

For a more detailed look at customer experiences, the BBB website also provides a platform for customers to leave reviews and share their experiences with Liberty 1 Financial. These reviews can provide valuable insights into the company’s customer service and the quality of its financial services.

Remember, while these ratings and reviews can be helpful, they should not be the sole basis for your decision. It’s always a good idea to do your own research and consider multiple sources of information when evaluating a financial services company.

Trustpilot Rating

Unfortunately, there are no specific Trustpilot reviews or ratings available for Liberty 1 Financial.

It looks like the company profile has been created recently.

Liberty1 Financial - Trustpilot profile

Remember, customer reviews and ratings are a significant part of understanding a company’s reputation and the quality of its services. They provide real-world experiences from those who have engaged with the company and its offerings.

Stay tuned for updates as we continue to monitor Liberty 1 Financial’s online presence and reputation.

Google Reviews

According to the online information, Liberty 1 Financial has an impressive rating on Google Reviews. The company has managed to secure a perfect score of 5.0, which is based on a total of 267 reviews. This high rating indicates a high level of customer satisfaction and reflects positively on the company’s services.

However, it’s important to note that online reviews should be taken with a grain of salt, as various factors can influence them. Therefore, while the high rating is a good sign, potential customers should also consider other factors, such as the company’s services, accreditations, and commitment to customer service when making a decision.

Liberty1 Financial - Google Reviews

Remember, it’s always a good idea to do your own research and consider multiple sources of information before making a financial decision.

Best Company Rating

Unfortunately, there is no specific information available about Liberty 1 Financial’s rating and customer feedback on Best Company. It’s important to note that customer reviews and ratings are a crucial part of understanding a company’s reputation and service quality. Therefore, the absence of such information on Best Company might make it challenging for potential customers to decide about using Liberty 1 Financial’s services.

For a more comprehensive understanding of Liberty 1 Financial’s service quality and customer satisfaction, it would be beneficial to check other review platforms or directly contact the company for more information.

Success Rate

Unfortunately, there is no publicly available information regarding the success rate of Liberty 1 Financial. This could be due to a variety of reasons, such as the company’s privacy policies or the nature of its services.

It’s important to note that the success rate of a financial company can be influenced by many factors, including its business model, the quality of its services, and its commitment to customer satisfaction.

While we couldn’t find specific data on Liberty 1 Financial’s success rate, we encourage potential customers to do their own research and contact the company directly for more information.

Remember, a company’s success rate is just one factor when choosing a financial service provider. It’s also crucial to look at their customer reviews, accreditations, and overall reputation in the industry.

Pros and Cons


  • High BBB Rating: Liberty 1 Financial has an A+ rating from the Better Business Bureau, indicating a strong commitment to customer service and resolving consumer complaints.
  • Positive Customer Reviews: The company has received positive customer feedback on various review platforms, including BBB and Google. Customers have praised the company for its helpful and knowledgeable staff and its ability to find loan solutions that meet their needs.
  • Wide Range of Services: Liberty 1 Financial offers various financial services, including debt consolidation loans and personal loans for all credit situations.


  • Potential Scam Concerns: There have been some mentions of potential scam concerns related to Liberty 1 Financial. However, it’s important to note that there seems to be some confusion with other companies with similar names, and it’s unclear if these concerns are directly related to Liberty 1 Financial.
  • Associated Fees: As with any financial service, there are fees associated with Liberty 1 Financial’s services. Customers should be aware of these fees and consider them when deciding whether to use the company’s services.

Alternatives to Liberty 1 Financial

Based on my personal experience, the best alternative for any loan is a personal emergency fund. Here’s how you built it with no effort (check the autopilot section):

Emergency Fund - A Comprehensive Guide for Financial Planning

When considering financial services, it’s always a good idea to explore all available options. While Liberty 1 Financial offers various services, several other reputable companies in the financial sector could serve as alternatives. Here are a few:

  1. Wells Fargo: As one of the largest financial services companies in the world, Wells Fargo offers a wide range of services, including banking, insurance, investments, mortgage, and consumer and commercial finance.
  2. Goldman Sachs: This global investment banking, management, and securities firm provides various financial services, making it a potential alternative to Liberty 1 Financial.
  3. American Express: Known for its charge cards, credit cards, and traveler’s cheques, American Express also offers financial services that could meet your needs.

Remember, when choosing a financial services company, it’s important to consider factors such as the quality of products and services, ethical practices and values, fair pricing and fees, and customer service. Always do your research to ensure that the company you choose aligns with your financial goals and needs.


After a thorough review of Liberty 1 Financial, it is clear that this company has established a strong reputation in the financial industry. They are BBB accredited with an A+ rating, which is a testament to their commitment to customer satisfaction and ethical business practices.

However, it is important to note that while the majority of the feedback is positive, there have been some concerns raised about potential scams. It is always advisable to exercise due diligence when dealing with financial institutions.

In conclusion, Liberty 1 Financial appears to be a legitimate financial service provider. They offer various services and are committed to customer service and success. As with any financial decision, potential customers should conduct their own research and consider their personal financial situation before proceeding.

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