Loyal Lending - Comprehensive Review

Loyal Lending: Comprehensive Review and Legitimacy Check

Welcome to our comprehensive review and legitimacy check of Loyal Lending, a company that has made its mark in the financial industry with its debt consolidation services. In this blog post, we will delve into the details of Loyal Lending, exploring its services, reliability, and customer satisfaction.

Loyal Lending is known for offering solutions to help customers manage their debts more effectively. They provide a lower interest rate for credit card debts and aim to free customers from the stress of dealing with multiple bills and creditor calls. However, there have been mixed reviews about the company, with some suggesting that it operates more as a marketing lead generator that refers clients to other firms.

In the following sections, we will provide a more detailed look at Loyal Lending, including its location, services offered, licenses and accreditations, customer feedback, and more. We will also examine its commitment to customer service and success and discuss the pros and cons of choosing Loyal Lending for your financial needs.

Stay tuned as we unravel the facts about Loyal Lending, providing you with the information you need to make an informed decision.

Who are Loyal Lending?

Loyal Lending is a company that appears to offer debt consolidation services. They seem to target individuals with high-interest unsecured credit card debt, intending to provide solutions to help manage and reduce this debt. However, it’s important to note that there are also mentions of Loyal Lending possibly being a marketing firm that does not provide loans.

Loyal Lending is not accredited by the Better Business Bureau (BBB), and they have a low BBB rating. This could potentially raise concerns about their credibility and the quality of their services.

In conclusion, while Loyal Lending is a debt consolidation service, potential customers should exercise caution and conduct thorough research before engaging with their services.


Based on BBB review, the official location of Loyal Lending at Livonia, Michigan, United States, does not exist.

You may find Loyal Lending on Google Maps, but it is an entirely different company.

Offered Services

Based on the online information, Loyal Lending offers services related to debt consolidation and loans. However, the specific details of these services are not clear.

Here’s what we know so far:

  • Debt Consolidation: Some sources suggest that Loyal Lending offers debt consolidation services. This typically involves combining multiple debts into a single debt that is easier to manage.
  • Loans: There are also mentions of Loyal Lending offering loans, but the types of loans offered are not specified.

Please note that this information is not definitive and may not fully represent the services offered by Loyal Lending. We recommend contacting Loyal Lending for accurate and detailed information about their services.

Secretary of State Information

The company Loyal Lending, operating under the website loyallending.com, does not appear to have a clear, registered physical location. According to the Better Business Bureau (BBB), Loyal Lending is not a registered business name in Michigan. The BBB had sent a letter to a PO Box in Livonia, MI, requesting information about the business but received no response. The US Postal Service returned the mail marked “not deliverable as addressed”.

Furthermore, a Reddit thread suggests that Loyal Lending might be a marketing front for Strategic Consulting. The thread includes multiple user experiences indicating that Loyal Lending might be involved in deceptive practices, such as advertising debt consolidation loans and offering debt settlement instead.

Another source suggests that Loyal Lending might operate out of Downey, CA, but this information is not confirmed.

It’s important to note that there are other companies with similar names, such as Loyalty Lending in Newport Beach, CA, and Loyal Lending Solutions LLC in Coral Gables, FL, but these appear to be different entities.

Given the lack of clear information and potential red flags, it would be advisable to exercise caution when dealing with Loyal Lending. Always conduct thorough research and consider seeking advice from a financial advisor or legal professional before engaging with any financial services company.

Licenses and Accreditations

Despite extensive research, specific information regarding the licenses and accreditations of Loyal Lending could not be found. It is important to note that this does not necessarily reflect negatively on the company, as not all businesses require specific licenses or accreditations to operate legally and effectively.

However, potential customers should always verify the legitimacy of any financial services company before doing business with them. This can include checking for membership in professional organizations, compliance with state and federal regulations, and positive customer reviews.

Please note that while Loyal Lending is not accredited by the Better Business Bureau (BBB), this does not necessarily indicate a lack of reliability or quality of service. The BBB is just one of many organizations that provide accreditation for businesses, and not all reputable businesses seek accreditation from the BBB.

For the most accurate and up-to-date information, we recommend contacting Loyal Lending directly to inquire about their licenses and accreditations.

Offer Mail Example

Unfortunately, we couldn’t find a specific example of an offer mail from Loyal Lending. However, based on the company’s services and practices, we can infer what such an offer might include.

Loyal Lending, as a lending company, would likely send offer mails related to their loan products. These mails might include:

  • Details about the loan product: This could include the type of loan (e.g., mortgage, personal loan), the loan amount, interest rate, and repayment terms.
  • Special offers or discounts: Loyal Lending might offer special interest rates or discounts for certain customers or during certain promotional periods.
  • Instructions on how to apply: The mail would likely include information on how the recipient can apply for the loan, such as an online application link or the location of the nearest Loyal Lending branch.
  • Contact information: The mail would provide contact information for the recipient to get more information or ask any questions.

Please note that this is a general description based on typical practices in the lending industry, and the actual content of an offer mail from Loyal Lending may vary. Always read any offer mails carefully and contact the company directly with any questions.

Official Website

The official website of Loyal Lending is https://www.loyallending.com.

Loyal Lending - Official website

For more information about Loyal Lending, it may be best to contact the company directly through the contact information provided in their mail offers or through third-party review and rating sites.

Remember, when dealing with any financial institution, it’s crucial to research and ensure that the company is trustworthy and reliable.

LinkedIn Profile

According to the Loyal Lending LinkedIn profile, it is a privately held company with a team size ranging from 11 to 50 employees. The company’s LinkedIn presence provides a glimpse into its professional network and the team that drives its operations.

Loyal Lending - LinkedIn profile

It’s important to note that the information available on LinkedIn can vary, as it relies on individual employees to update their profiles with their current roles and responsibilities. Therefore, for the most accurate and up-to-date information about Loyal Lending and its team, they should visit their official website or directly contact them.

Please note that this information was accurate when writing this review. For the most recent updates, please visit the Loyal Lending LinkedIn Profile.

Commitment to Customer Service and Success

Loyal Lending’s commitment to customer service and success is a topic of mixed reviews. Some customers have praised the company’s user-friendly website and helpful customer service team, stating that these aspects make the loan process stress-free and efficient. This suggests that Loyal Lending is committed to providing a positive customer experience and ensuring the success of their clients.

However, it’s important to note that there have been complaints about Loyal Lending’s customer service. The company has an F rating with the Better Business Bureau (BBB), with some customers and employees expressing dissatisfaction with the management.

In conclusion, while there are areas for improvement, Loyal Lending seems to be making strides in its commitment to customer service and success. As with any financial institution, potential clients should research and consider multiple sources of information before deciding.

Better Business Bureau (BBB) Rating

Loyal Lending is currently not accredited by the Better Business Bureau (BBB) and has a customer store rating of 1 out of 5. The BBB is a non-profit organization that sets standards for ethical business behavior and monitors compliance. Businesses accredited by the BBB have committed to upholding the BBB’s standards.

Loyal Lending - BBB rating

Despite being unaccredited, Loyal Lending has a presence on BBB’s website, where customers can leave reviews and share their experiences. It’s important to note that there have been some complaints about Loyal Lending’s services, particularly regarding their debt consolidation loan offers.

Here are some key points from the customer feedback:

  • Some customers have reported being lured in with the promise of a 3.89% debt consolidation loan, which turned out not to be a loan.
  • There have been complaints about the company’s customer service and communication.

While these complaints do raise some concerns, it’s also important to remember that negative reviews are often more likely to be left than positive ones. Therefore, these reviews may not fully represent the experiences of all Loyal Lending customers.

For a more comprehensive understanding of Loyal Lending’s customer service and reliability, it’s recommended also to consider reviews and ratings from other sources.

Trustpilot Rating

Unfortunately, there’s no information available about the Trustpilot rating and customer feedback for Loyal Lending. It’s important to check reviews and ratings on platforms like Trustpilot to get a comprehensive understanding of a company’s reputation and customer satisfaction. We recommend potential customers do their research and check multiple sources when evaluating a lending company.

Google Reviews Rating

Unfortunately, there are currently no Google Reviews for Loyal Lending. This lack of reviews does not necessarily reflect the quality of the company’s services. Still, it does mean that we cannot provide a comprehensive analysis of customer feedback from this platform.

It’s important to note that customer reviews can be a valuable resource when considering a company’s services. They can provide real-world experiences and insights that may not be captured in official company descriptions or marketing materials.

While we can’t provide Google Reviews for Loyal Lending at this time, we encourage potential customers to seek out reviews and feedback from other sources when making their decisions.

Remember, a well-informed decision is always the best decision.

Best Company Rating

Unfortunately, there is no specific information available about Loyal Lending’s rating and customer feedback on Best Company. It’s important to note that the absence of reviews does not necessarily reflect negatively on the company. It could simply mean that customers leave their reviews on other platforms. For a more comprehensive understanding of Loyal Lending’s performance and customer satisfaction, consider looking at various sources and review platforms.

Success Rate

Unfortunately, there is no publicly available information regarding the success rate of Loyal Lending. This could be due to various reasons, such as the company’s privacy policies or business operations.

It’s important to note that the success rate of a lending company can be influenced by numerous factors, including its loan approval rate, customer satisfaction, and financial stability.

For a more accurate understanding of Loyal Lending’s performance, potential customers are advised to contact the company or consult financial advisors directly.

Remember, a company’s success rate is just one of many factors to consider when choosing a lending company. Other factors such as customer service, loan terms, and company reputation should also be considered.

Pros and Cons


  • Lower Interest Rates: Loyal Lending offers lower interest rates than other lenders. This can make their loans more affordable in the long run.
  • Smaller Monthly Payments: Customers have reported that Loyal Lending allows for smaller monthly payments, making managing debt easier.


  • Low BBB Rating: Loyal Lending has a low rating from the Better Business Bureau, which can be a red flag for potential customers.
  • Management Complaints: There have been complaints about Loyal Lending’s management, both from employees and customers. This could indicate potential issues with the company’s customer service or internal operations.

Loyal Lending Alternatives

Based on my personal experience, the best alternative for any loan is a personal emergency fund. Here’s how you built it with no effort (check the autopilot section):

Emergency Fund - A Comprehensive Guide for Financial Planning

When considering your lending options, it’s important to explore alternatives to ensure you’re getting the best possible service and rates. Here are a few reputable lending companies that could serve as alternatives to Loyal Lending:

  1. U.S. Bank: A well-established financial institution that offers a variety of loan options. They have a strong reputation for customer service and competitive rates.
  2. Wells Fargo: Known for its wide range of loan products, Wells Fargo is a reliable alternative. They offer various types of loans, including personal, home, and auto loans.
  3. Assurance Financial: This company specializes in home loans and is known for its quick and efficient loan approval process.
  4. Affinity Federal Credit Union: As a credit union, Affinity can often offer lower rates than traditional banks. They offer a variety of loan products, including personal loans and mortgages.

Remember, it’s important to shop around and compare rates and terms before deciding on a lender. Each alternative to Loyal Lending has its strengths and may be a better fit for your needs.


In conclusion, our comprehensive review of Loyal Lending reveals a mixed bag of results. On one hand, the company offers an effective solution for those struggling with credit card debt, allowing for lower interest rates and smaller monthly payments. This could potentially provide significant relief for individuals burdened by high-interest debt.

On the other hand, Loyal Lending has received several complaints and holds a low rating from the Better Business Bureau. These factors raise concerns about the company’s commitment to customer service and satisfaction.

Given these findings, we recommend that potential customers carefully consider their options before working with Loyal Lending. It’s crucial to thoroughly research any financial institution and understand the terms of any agreement before signing.

As always, we aim to provide the most accurate and up-to-date information to help you make informed decisions. We hope this review has been helpful in your search for a reliable lending company.