Simple Fast Loans Review

Simple Fast Loans Review: Scam or Legit?

Finding a reliable source of quick funds is often daunting in the whirlwind of personal finance. Getting immediate help from Simple Fast Loans LLC could be your lifesaver in an emergency situation.

Let’s delve into the Simple Fast Loans business and see if it is a good option for you.

Who are Simple Fast Loans?

Location and Description

Simple Fast Loans is a nationally recognized, fully licensed financial services company offering online loans, including:

  • Installment loan (alternative to payday loans)
  • Personal loans

According to the official information from the Secretary of State Georgia, the company is located at 289 S Culver St, Lawrenceville, GA, 30046-4805, USA.

The company operates in 30 states across the US and provides loan amounts ranging from $200 to $3,000 at APR ranging from 8% to 30%, depending on the state and customer credit score.

Their application process is quick, with same-day approvals and funds typically available the following business day.

Pay attention that Simple Fast Loans has received mixed reviews across different platforms.

Despite these negative reviews, Simple Fast Loans has been in business since 2008 and has served many customers.

Secretary of State Information

You can find company registration information at the Secretary of State Georgia.

Simple Fast Loans - Secretary of State Georgia


The official website of Simple Fast Loans was established in October 2016 and now serves more than 25,000 visitors a month.

Simple Fast Loans - Official website

LinkedIn profile

The Simple Fast Loans’s LinkedIn profile has only 10 followers and several employees.

Simple Fast Loans - LinkedIn profile

Commitment to Customer Service and Success

Better Business Bureau (BBB) rating

The company has an F rating and is not accredited by the Better Business Bureau. On average, they have a 1-star rating out of 5 based on almost 50 customer reviews.

Simple Fast Loans - BBB rating

Some customers have complained about the service, while others have reported fraudulent loans being taken out in their name.

Trustpilot rating

Trustpilot, one of the world’s most credible customer review platforms, rates Simple Fast Loans high.

The company has countless reviews praising its fast service.

Simple Fast Loans - Trustpilot rating

At the same time, some recent 1-2 star reviews contain information about extremely high APR.

Customers Success Rate

Based on the Simple Fast Loan’s website information, they adhere to all state and federal lending regulations and are committed to transparency, with no hidden fees or costs.

The company’s success rate is not explicitly mentioned in the search results.

However, some customers have reported satisfaction with the service.

The company also reports account activity to credit bureaus, including Equifax, Experian, and Transunion.

It is important to note that some customers have reported negative experiences with the company.

As with any financial service provider, it is essential to research and consider customer reviews and ratings before making a decision.

Simple Fast Loans Alternatives

Based on my personal experience, the best alternative for any loan is a personal emergency fund. Here’s how you built it with no effort (check the autopilot section):

Emergency Fund - A Comprehensive Guide for Financial Planning

If Simple Fast Loans isn’t the perfect fit, consider diversifying your options. Looking around for the best rates and most favorable terms is always best.

Here are a few alternatives for simple, fast loans online:

  • Quick Cash Center: Offers cash advance loans with minimal requirements.
  • Speedy Net Loan: Provides personal loan options even for individuals with less-than-perfect credit scores.
  • Instant Loan Service: Known for its incredibly fast approval time.

While all these institutions offer fast loans, doing your homework and understanding the terms and conditions before making your choice is crucial.


Do Simple Fast Loans do credit checks?

Simple Fast Loans performs credit checks during their lending process. They use both hard and soft credit checks, depending on the situation. Customers may sometimes receive pre-approved offers for lines of credit generated after a soft credit inquiry. However, for most loan applications, including installment and personal loans, Simple Fast Loans will run a hard credit check during the application process.

How long does it take Simple Fast Loans to deposit the money?

Simple Fast Loans typically deposit the money quickly after loan approval. The funds are usually deposited the same day if the loan is signed before 2:00 PM ET on a bank day. For loans signed after 2:00 PM ET, the funds will be deposited by the end of the next bank day. There is also an option to get instant funding using your Visa or Mastercard branded bank debit card. Still, you need to contact the company to check the eligibility of your card for instant funding.


In summary, Simple Fast Loans is a legitimate financial services company offering online loans, but they have received mixed reviews regarding their reputation and customer service.

It is essential to research and compare different loan providers before deciding to ensure you find the best option for your needs.

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