Symple Lending Review

Symple Lending Review

Symple Lending LLC is a Utah-registered innovative financial services company and licensed lender that operates as an online lending platform providing personal loans to consumers.

The company was founded in 2021 and is regulated by the Utah Department of Financial Institutions.

Symple Lending offers loan terms ranging from $5,000 to $100,000 with APRs between 5.95% and 35.99% APR with terms from 61 days to 180 months with a reasonably low monthly payment.

The company has received positive reviews for its user-friendly website, easy application process, fast approvals, and friendly customer service representatives.

Who is Symple Lending

According to the Division of Corporations and Commercial Code Business Search Database, Symple Lending, LLC was founded and is currently licensed in Utah.

Symple Lending - Registration information

The company’s physical office location is 1821 E Dyer Rd ste 210, Santa Ana, CA 92705, which can be found in Google Maps.

Services Offered

Symple Lending, LLC specializes in providing personal loans, debt consolidation loans, home improvement loans, and business loan offers to its customers.

By working closely with borrowers, the company aims to offer solutions to help individuals reduce their credit card debt and monthly payments.

It is important to note that the exact range of services and loan options provided by Symple Lending, LLC are not explicitly mentioned anywhere.

Target Market

Symple Lending operates in the Utah market and is licensed under the Utah Department of Financial Institutions.

However, the company may also target customers in other states because I received its offer to consolidate debt by mail in New Jersey.

Symple Lending - Mail Front
Symple Lending - Mail Back

Customer Reviews and Ratings

Better Business Bureau (BBB)

Symple Lending has received accreditation from the Better Business Bureau (BBB) since September 27, 2021.

The current company BBB rating is A, and the customer review rating is 3.98 out of 5.

Symple Lending - BBB rating

The BBB provides ratings, reviews, and customer complaints for businesses, helping potential customers make informed decisions.


Symple Lending has a Trustpilot profile with an excellent 4.8 rating based on almost 1,500 customer reviews.

Symple Lending - Trustpilot rating

Trustpilot is a platform where customers can leave reviews and ratings for businesses.

By visiting their Trustpilot profile, potential customers can gain insights into previous customers’ experiences and satisfaction levels.

LinkedIn profile

With over 171 followers and 34 real employees on LinkedIn, Symple Lending has gained recognition as a provider of personal loans aimed at simplifying and improving customers’ lives.

Symple Lending - LinkedIn profile

The company’s mission to keep life “symple” aligns with its goal of offering accessible and convenient financial solutions to its clientele.

Corporate Websites

The official website of Symple Lending is Meanwhile, the company uses a separate landing for advertisements.

Symple Lending - Official website
Symple Lending - Official landing


Is Symple Lending real?

Symple Lending is a real financial institution. It is an innovative online lending platform that provides personal loans to Australian borrowers based on their creditworthiness profile. They offer competitive interest rates and flexible repayment terms tailored to each individual’s financial situation. As with any financial institution, potential borrowers should conduct proper research and review terms and conditions before engaging with Symple Lending.

Is Symple Lending a direct lender?

Symple Lending is a direct lender. They provide personal loans directly to consumers without third-party involvement. As a direct lender, they can offer more competitive rates and faster approval times compared to brokers or indirect lenders. Applying for a loan with Symple Lending is a direct process, meaning you deal with all stages of the loan application, from initial application to final repayment.

What credit score do you need for a Symple loan?

To qualify for a Symple loan, you generally need a good credit score. However, Symple doesn’t specify an exact credit score requirement. They, instead, assess the complete financial profile of each applicant. This includes your income, employment status, credit history, and other relevant financial circumstances. Each loan application will also result in a credit check, which could affect your credit score. Maintaining a healthy credit score for better loan terms and conditions is always recommended.


In conclusion, Symple Lending, LLC is a Utah-based licensed lender that offers personal loan solutions to customers.

The company provides innovative financial services to help individuals reduce their debts.

While specific details about the company’s history, services, and target market are limited, potential customers can refer to the BBB accreditation and customer reviews for more insights.

And, as always, if there’s a need for a debt consolidation loan, I recommend requesting offers from multiple companies and researching them before making a decision.

The Ultimate Guide to Debt Consolidation Loans

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